
While Wave is totally free, ZipBooks provides a broader set of features. Bank transactions have a $1 minimum fee and a charge of 1%. You'll pay 2.9% plus 60 cents for each credit card transaction, and for American Express, it's a bit more - 3.4% plus 60 cents per transaction.

Even though you can use Wave for free, certain services like payroll and payments do come with fees. The number of users ZipBooks supports can range from 1 to unlimited, depending on your plan, while Wave allows an unlimited number of users. ZipBooks has three paid plans ranging from $15 to $35+ per month (named Smarter plan, Sophisticated plan, and Accountant plan), whereas Wave provides its invoicing and accounting services at no cost. $0, plus additional fees for payroll and payments This chart lays out their features side by side to help you easily identify the accounting tool that fits best with your business needs. We've created a clear and simple comparison chart for ZipBooks vs Wave. These reviews can help you see the good and bad points of each one, so you can decide which is the best fit for you. They'll help you understand what each platform offers, how much they cost, and what it's like to use them.
#Paypal button on wave invoices software
We recommend checking out our detailed ZipBooks accounting software and Wave Accounting software reviews. The downside is that both solutions don't offer budgeting or inventory management features. If you're looking to save money but still need a solid set of accounting tools, Wave is a great choice for you.
#Paypal button on wave invoices for android
Another big plus of Wave is that it comes with mobile apps for Android and iOS, which is great for users that need to take their work on the go. On the flip side, Wave is a free accounting tool that's good at handling different currencies and integrates with many third-party apps. It has features like project management, smart reports, and bank reconciliation to help manage more complex accounting needs.

Plus, as your business grows, ZipBooks can grow with you. It's great for tracking time and billing clients hourly, which is really useful for consultants, freelancers, and agencies. Simply put, ZipBooks is a strong tool perfect for businesses that offer services. Wave shines for micro businesses dealing with multiple currencies and those that need a free software with unlimited user access. ZipBooks is designed to cater to service firms that bill by the hour and growing businesses anticipating more complex accounting needs. The main difference between Wave and ZipBooks lies in their core focus and suitability for different types of businesses. What is the difference between ZipBooks and Wave?
